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Case study

How We Overhauled Cumulus Neuroscience’s Insurance In Just 8 Days

In a race against time, we helped Cumulus Neuroscience secure coverage that its existing broker couldn’t.

Cumulus Neuroscience is making waves when it comes to brain health innovation.

Designed to provide an industry-wide standard for real-world measurement of disease progression, Cumulus combines patented technology, in-house expertise and key industry partnerships to capture substantial amounts of real-world, clinical data repeated over time, across multiple behavioral and physiological domains in the patient's home – all with a FDA-cleared EEG headset synchronized to a novel, tablet-based neuro-assessment platform.

Cumulus Neuroscience Insurance Coverage Case Study by Capsule Cover Web Landscape

After finding Capsule through our US insurance partner Vouch, the neurotech company approached us with a dilemma.

Despite 90% of its income coming from the US, the Cumulus team found themselves without crucial US coverage after their current insurer removed it from their policy at renewal.

This coverage included:
• Personal Indemnity
Public and Products Liability
Cyber cover

Streamlining Global Insurance

Recognising the need to align Cumulus’ insurance globally, we tailored a solution to protect its UK and US interests – ensuring comprehensive coverage for both income sources.

We acted fast, upgrading Cumulus’ Professional Indemnity and Cyber insurance to include US coverage. Where its previous broker fell short, we excelled – securing the right coverage at the right moment and replacing it as if it had never been lost.

The whole process took just eight days.

Facilitating Compliance and Expansion

We have allowed the firm to meet its contractual responsibilities and remain compliant. With no need to worry about how best to protect its capital against claims, the neurotech company is ready to continue its overseas US operations – so watch this space!

We now manage the company’s entire coverage and will be consolidating its renewals into one date to make things even more straightforward.

Capsule really understood our needs and the urgency of our situation – they acted fast and liaised with insurers on our behalf. Beyond securing us better insurance, they also highlighted the value of a broker willing to go above and beyond.

Siggi Saevarsson - COO at Cumulus Neuroscience

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Capsule Insurance Services Limited Festival House, Jessop Ave, Cheltenham GL50 3SH

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Capsule Insurance Services Limited t/a Capsule are an Appointed Representative of James Hallam Limited who are authorised and regulated by the Financial Conduct Authority (FCA), under Firm Reference Number (FRN) 134435. Capsule's FRN is 948838. Registered in England and Wales company number: 13340821. Registered office is 48 Belle Vue Terrace, Malvern, England WR14 4QG.

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